Jul

26

Who’s Checking Your Credit?

Posted by Dave Thurman under Real Estate

WhoCheckingCredit

Mortgage Information

If you’re like most buyers, a home is the most expensive purchase you’ll ever make, and you’ll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some very good mortgage contacts I have in the StocktonLodi and San Joaquin County areas, or to help you in any other way I can to secure the best possible rate for your home purchase. [Read More]

Find Your Dream Home

Real Estate in Stockton, Lodi and San Joaquin County

Dave Thurman Real Estate – RE/MAX Gold

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Lockewood 001

18811 N Lockewood Lane, Lockeford CA 95237

Sara, Grace and Dave, Jr have moved into their new home in Lockeford! Yesterday, they had their first bar-b-que with a few close friends and family.

Lockewood B Lockewood C Lockewood 004

Buying A Home?

Whether you’re looking for your first home or an investment property, I’m committed to putting together the right people with the right properties. When making the type of investment that buying a home requires, you deserve to have all the information… information that I can provide you. Read more

Selling A Home?

The decision to sell a home is often dependent on many factors. Whatever the situation, I guarantee a commitment to ensure you get the best possible price for your home. You can expect professional, ethical and confidential service. Read more

Find Your Dream Home

Real Estate in Stockton, Lodi and San Joaquin County

Dave Thurman Real Estate – RE/MAX Gold

 

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Jul

19

Roadblocks to The American Dream

Posted by Dave Thurman under Real Estate

Roadblocks

Why Use a REALTOR® When Buying a Home?

A real estate agent can help you understand everything you need to know about the home buying process.

Not all real estate licensees are the same; only those who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR ” ®” trademark on their business cards and other marketing and sales literature.

REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict Code of Ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reported that 84% of home buyers would use the same REALTOR® again. [Read More]

Find Your Dream Home

Real Estate in Stockton, Lodi and San Joaquin County

Dave Thurman Real Estate – RE/MAX Gold

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Jul

14

Homes that were foreclosed during the housing crisis have gained almost twice as much value as other homes, according to a new analysis by Zillow. But the original owners of those homes have not benefited from that recovery.

Since low-end homes were much more likely to be foreclosed, the analysis shows how the housing crisis worsened the gap between rich and poor in the U.S.

During the run-up to the housing bubble, many low-income earners bought homes, and the homeownership rate rose from about 65 percent in the mid-1990s to almost 70 percent in 2006. When home values crashed in 2007, millions of homeowners had to walk away – abandoning their initial investment and missing the opportunity to gain equity as home values recovered.
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Fast Facts

Calif. median home price: May 2016:

  • California: $518,760
  • Calif. highest median home price by region/county: San Francisco, $1,409,370
  • Calif. lowest median home price by region/county: Siskiyou, $174,000

Calif. Pending Home Sales Index:
Statewide pending home sales rose in May on an annual basis, with the Pending Home Sales Index increasing 3.8 percent from 131.4 in May 2015 to 136.5 in May 2016

Calif. Traditional Housing Affordability Index: First Quarter 2016: 34 percent

Mortgage rates: Week ending 7/7/2016
(Source: Freddie Mac)

  • 30-yr. fixed: 3.41% fees/points: 0.5%
  • 15-yr. fixed: 2.74% fees/points: 0.4%

From C.A.R. Newsline ~ CALIFORNIA ASSOCIATION OF REALTORS®

Find Your Dream Home

Real Estate in Stockton, Lodi and San Joaquin County

Dave Thurman Real Estate – RE/MAX Gold

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Jul

12

Best Buyer Tools

Posted by Dave Thurman under Real Estate

BestBuyerTools

Buying A Home?

Whether you’re looking for your first home or an investment property, I’m committed to putting together the right people with the right properties. When making the type of investment that buying a home requires, you deserve to have all the information… information that I can provide you. Read more

Selling A Home?

The decision to sell a home is often dependent on many factors. Whatever the situation, I guarantee a commitment to ensure you get the best possible price for your home. You can expect professional, ethical and confidential service. Read more

Find Your Dream Home

Real Estate in Stockton, Lodi and San Joaquin County

Dave Thurman Real Estate – RE/MAX Gold

Comments rss

Comments are closed.